Homeowners insurance · by state
Home insurance is priced state by state.
What it costs on average, who oversees the carriers, and what shapes your premium — catastrophe exposure, rebuild cost, the exclusions — all turn on where you live. Pick your state for the sourced state-average premium, the regulator, and the factors behind the number. New to how a homeowners policy works? Start with the home coverage guide.
AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
Educational only — not insurance advice. ClearValue Insurance is not a licensed insurance agent, broker, producer, or carrier, and does not sell, bind, or issue policies. Figures cited are state-level averages from named public sources and are not a quote for you.